{
    "payment_currency": "IDR",
    "payment_amount": 10000,
    "source_currency": "USD",
    "beneficiary_data": {
        "destination_data": {
            "destination_type": "bank_account",
            "bank_account": {
                "account_number": "5872790551",
                "account_holder_name": "KANNIKA PHETKLUENG",
                "account_holder_type": "individual",
                "bank_name": "TMB BANK PUBLIC COMPANY LIMITED",
                "bank_code": "TMBKTHBK",
                "country": "ID",
                "billing_address": {
                    "country": "ID"
                }
            }
        }
    },
    "payer_data": {
        "payer_type": "individual",
        "individual": {
            "first_name": "wenqiang",
            "last_name": "luo",
            "dob": "1993-09-21",
            "phone_number": "+8615726818164",
            "purpose": "Gift",
            "source_of_income": "Salary",
            "certificate": {
                "certificate_type": "national_id",
                "certificate_number": "330183199309214335",
                "certificate_file": [
                    "123"
                ]
            },
            "address": {
                "country": "CN",
                "city": "hangzhou",
                "line1": "dongwudadao"
            }
        }
    }
}