With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale**. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.**

Features

Available country code	Europe
Processing currencies	EUR
Settlement currencies	EUR
Minimum transaction amount	0.01 EUR
Maximum transaction amount	No Transaction Limit
Refunds	✅
Partial Refunds	✅
Multiple partial refund	❌
Chargeback	❌

Integration Method

Payment method enumeration values: bancontact

There is integration method for Bancontact

Direct API

How to integration

For direct API integration, you can create a PaymentIntent and get url in only one step. The following is the demo of creating payment intent:

Create a PaymentIntent

A PaymentIntent is an object that represents your intent to collect payment from your customer and tracks the lifecycle of the payment process. Create a PaymentIntent on your server and specify the amount to collect and a supported currency. If you have an existing Payment Intents integration, add bancontact to the list of payment method types.

Request

{
    "amount": 2000,
    "currency": "EUR",
    "confirm": true,
    "payment_method_data": {
        "type": "bancontact",
        "billing_details": {
            "address": {
                "country": "BE"
            },
            "firstName": "Tom",
            "lastName": "Hans"
        }
    },
    "merchant_order_id": "txid_20221117061352",
    "return_url": "https://wooshpay.com"
}

Response

{
    "id": "pi_1765625834258825216",
    "object": "payment_intent",
    "created": 1709792977000,
    "livemode": false,
    "currency": "EUR",
    "amount": 2000,
    "status": "requires_action",
    "merchant_order_id": "txid_20221117061352",
    "client_secret": "pi_1765625834258825216_secret_PnrcxqIEEDVmZ2GzL01wMaAO",
    "next_action": {
        "type": "bancontact_handle_redirect",
        "bancontact_handle_redirect": {
            "url": "https://XXXXXXXXX"
        }
    },
    "payment_method_types": [
        "bancontact"
    ],
    "confirmation_method": "automatic",
    "return_url": "https://wooshpay.com",
    "payment_method": "pm_1765625834174939136",
    "capture_method": "automatic"
}

Next step

You can add more features to your integration as needed

Create a Webhook

Listen to events on your WooshPay account so your integration can automatically trigger reactions. Create a webhook that mainly focuses on enabled_events and url.

Create a Refund

Create a refund to repay funds to your customer. You can also perform partial refunds, but not every payment method supports them. A partial refund is when you refund only part of the original transaction amount.

Bancontact

Features#

Integration Method#

Direct API#

How to integration#

Next step#

Create a Webhook#

Create a Refund#