TrueMoney is an e-wallet app covering 6 countries in the SEA region (Thailand, Cambodia, Myanmar, Indonesia, the Philippines and Vietnam). In Thailand, the platform includes TrueMoney Wallet, WeCard by MasterCard, TrueMoney Cash Card, Kiosk, Express, Payment Gateway and Remittance. By December 2020, The platform has more than 15 million active users across Thailand and growing.

Features

Processing currencies	THB,GBP
Settlement currencies	GBP
Minimum transaction amount	0.01 THB
Maximum transaction amount	7,000 THB
Refunds	✅
Partial Refunds	✅
Multiple partial refund	❌
Chargeback	❌

Integration Method

Payment method enumeration values: truemoney

There is integration method for TrueMoney

1. Direct API
2. Checkout

Direct API

How to integration

For direct API integration, you can create a PaymentIntent and get url in only one step. The following is the demo of creating payment intent:

Create a PaymentIntent

A PaymentIntent is an object that represents your intent to collect payment from your customer and tracks the lifecycle of the payment process. Create a PaymentIntent on your server and specify the amount to collect and a supported currency. If you have an existing Payment Intents integration, add truemoney to the list of payment method types.

Request

{
    "amount": 2000,
    "currency": "THB",
    "confirm": true,
    "payment_method_options": {
        "truemoney": {
            "terminal_type": "WEB",
            "os_type": "ANDROID"
        }
    },
    "payment_method_types": ["truemoney"],
        "return_url": "https://wooshpay.com"
    }

Response

{
    "id": "pi_1663020464626204672",
    "object": "payment_intent",
    "created": 1685329951000,
    "currency": "THB",
    "amount": 1000,
    "status": "requires_action",
    "livemode": false,
    "quantity": 2,
    "client_secret": "pi_1663020464626204672_secret_KbWwv9WBTBMVMrYZOJh3A7UH",
    "next_action": {
        "type": "promptpay_handle_redirect",
        "promptpay_handle_redirect": {
            "url": "https://apitest.wooshpay.com/v1/receives/ipay88/pay/pi_1663020464626204672"
        }
    },
    "payment_method_types": [
        "promptpay"
    ],
    "confirmation_method": "automatic",
    "return_url": "https://your.website",
    "payment_method": "pm_1663020464512958464",
    "capture_method": "automatic"
}

Checkout

Payment flow

1. Customer selects TrueMoney from the list of payment methods available and clicks on the Pay botton

2. Customers will be redirected to TrueMoney's page. Scan QR and approve the payment

Create a Session

Request

{
    "cancel_url": "www.wooshpay.com",
    "mode": "payment",
    "success_url": "https://wooshpay.com/",
    "payment_method_types": ["truemoney"],
    "line_items": [
        {
            "price_data": {
                "currency": "THB",
                "unit_amount": 2000,
                "product_data": {
                    "name": "apple"
                },
                "billing_scheme": "testscheme",
                "lookup_key": "test_lookup_key"
            },
            "quantity": 1
        }
    ]
}

Response

{
    "id": "cs_1680921737639755776",
    "object": "checkout.session",
    "created": 1689597947000,
    "livemode": false,
    "currency": "THB",
    "customer": "",
    "mode": "payment",
    "status": "open",
    "url": "https://checkouttest.wooshpay.com/pay/cs_test_1680921737639755776?key=pk_test_NTE2Njg1MDgwNDUzOTY4MDc2ODAxOm9Oa3pjN043U2dYWE84VVhGZmF4cThvTTE2ODY2MzgyOTYzMjU",
    "cancel_url": "www.wooshpay.com",
    "line_items": {
        "object": "list",
        "data": [
            {
                "id": "li_1680921737673310208",
                "object": "item",
                "currency": "THB",
                "description": "apple",
                "price": {
                    "id": "price_1680921737681698816",
                    "object": "price",
                    "created": 1689597947000,
                    "livemode": false,
                    "active": false,
                    "currency": "THB",
                    "product": {
                        "id": "prod_1680921737694281728",
                        "object": "product",
                        "created": 1689597947000,
                        "livemode": false,
                        "active": false,
                        "name": "apple",
                        "updated": 1689597947000
                    },
                    "type": "one_time",
                    "unit_amount": 2000,
                    "billing_scheme": "per_unit",
                    "lookup_key": "test_lookup_key"
                },
                "quantity": 1,
                "amount_subtotal": 2000,
                "amount_total": 2000
            }
        ]
    },
    "payment_intent": "pi_1680921737866248192",
    "payment_method_types": [
        "truemoney"
    ],
    "payment_status": "unpaid",
    "success_url": "https://wooshpay.com/",
    "amount_subtotal": 2000,
    "amount_total": 2000,
    "billing_address_collection": "auto",
    "expires_at": 1689684346928,
    "payment_link": "",
    "client_secret": "pi_1680921737866248192_secret_bKslLOpffohD4ni828W4Ilpu"
}

Next step

You can add more features to your integration as needed

Create a Webhook

Listen to events on your WooshPay account so your integration can automatically trigger reactions. Create a webhook that mainly focuses on enabled_events and url.

Create a Refund

Create a refund to repay funds to your customer. You can also perform partial refunds, but not every payment method supports them. A partial refund is when you refund only part of the original transaction amount.